Cordan N Full Effect

#MoneyMindset = President-Elect’s Treasury Pick: Balancing Tariffs and Economic Growth

On this episode, we discuss the president-elect’s pick for Secretary of Treasury and how their approach could balance Trump’s tariff policies. With a focus on controlling excessive tariffs while positioning Trump to stimulate economic growth, this selection could have significant implications for the U.S. economy.

#MoneyMindset = Harris Campaign's $1B Spending Spree, Yet $20M In The Red?

On this episode, we dive into the Harris/Waltz campaign's record-breaking $1 billion spending in just 100 days during the presidential election. Despite the massive expenditure, the campaign is reportedly still $20 million in debt. While some Democrats praise Kamala Harris for running a strong campaign under challenging circumstances, others criticize Biden for not stepping down sooner. There is also controversy over campaign spending choices, including high-profile events featuring artists like Beyoncé and interviews with Oprah, which came with hefty price tags.

#MoneyMindset = What President Trump With Do For The Economy And Your Finances

On this episode, we cover the top five economic changes Americans might see when President-elect Trump takes office in 2025. From his tax plans to potential inflation shifts, we break down how Trump’s policies could affect your money, the housing market, economic growth, and even your 401(k). Whether you're wondering about the future of affordable housing or the impact on retirement savings, we’re here to explore what these policies might mean for you.

#MoneyMindset = Chase Money Glitch, Don't Do This!

On this episode, we break down the viral TikTok "Chase Money Glitch" where users deposited fake checks into ATMs, sometimes worth up to $50k, only to see their accounts go negative by thousands. This wasn’t a glitch but rather a fraudulent scheme that has left some facing felony charges and seeking legal help. Learn about the consequences and what’s next for those involved.

#MoneyMindset = How The Feds Rate Cut Will Impact Americans

On this episode, we discuss the Federal Reserve's first rate cut of 50 basis points since the 2020 pandemic, and its significance as the first of its kind since the 2008 global financial crisis. This move is expected to affect interest rates for mortgages, car loans, and credit cards. The Fed's decision stems from inflation nearing their 2% target, though they predict it to reach 2.5%, along with concerns over rising unemployment. Find out how this rate cut could impact your finances.

#MoneyMindset = Zombie Mortgages: The Hidden Risk Lurking in Your Home Loan

On this episode, we uncover the dangers of zombie mortgages—those forgotten second mortgages that resurface years after homeowners are told they no longer owe the debt. These loans can reappear unexpectedly, demanding payment and putting homes at risk of seizure as collateral. Learn how to protect yourself from this financial nightmare and what to do if a zombie mortgage haunts your home.

#MoneyMindset = Biden’s Student Loan Forgiveness Failing: The End of the SAVE Plan

On this episode, we dive into the SAVE income-driven repayment plan and what borrowers need to know if they’re enrolled. While payments may be paused for now, there are legal battles unfolding. The 8th Circuit Court in Missouri has already ruled against student loans, and the 10th Circuit Court in Kansas may follow suit. This could push the Supreme Court to make a critical ruling on President Biden’s SAVE plan. Stay informed as we discuss the potential impact on student loan borrowers across the country.

#Episode60 = Project 2025: Pros and Cons & Trump's Stance

On this episode, we delve into Project 2025, exploring both its advantages and disadvantages. We'll also discuss the political strategies surrounding this initiative, with Democrats attempting to link President Trump to Project 2025. On the other hand, President Trump is making efforts to distance himself from it, promoting his own distinct policy agenda for the upcoming election. Join us for an in-depth analysis of Project 2025 and the evolving political landscape as we head towards the 2025 election.

#MoneyMindset = Surviving the Housing Market: Tips for the Middle Class

On this episode, we discuss what it takes to be considered in the top 5% of income earners in the U.S., Americans need to make at least $340,000 annually, with the lowest threshold in West Virginia and the highest in Washington, D.C. at $720,000. The highest-earning states are primarily located on the East and West Coasts. Despite these high income requirements, there are options for those looking to buy a home with no down payment through VA loans and USDA loans. Additionally, some banks offer down payment assistance, covering up to 2% of the required 3% for eligible borrowers.

#MoneyMindset = Growing Squatters Problem: New Laws in the Works

In this video, we discuss the issue of squatters is becoming increasingly problematic in the United States.. States like Florida and Oklahoma are working to pass laws that would make squatting a criminal offense. Currently, squatting is only a civil matter, which means police are unable to remove squatters, leaving landlords to face lengthy legal battles to reclaim their properties. This video explores the growing squatter problem and the potential changes in legislation aimed at addressing it.